Government Securities
Treasury Bills, Notes, and Bonds offer some of the safest investment options available, backed by the full faith and credit of the United States government.
Overview
For investors who prioritize capital preservation and predictable income, U.S. Government Securities represent a cornerstone of conservative portfolio construction. Ocean Financial LLC helps you select the right maturity and type to match your income needs and investment timeline.
Ideal For
Conservative investors, retirees seeking stable income, and anyone looking to preserve capital with government-backed instruments.
Key Benefits
- ✓Backed by the full faith and credit of the U.S. government
- ✓Exempt from state and local income taxes
- ✓Wide range of maturities (4 weeks to 30 years)
- ✓Highly liquid secondary market
- ✓Predictable, fixed income payments
Available Under Government Securities
Treasury Bills (T-Bills)
Short-term obligations (4–52 weeks) sold at a discount; considered virtually risk-free.
Treasury Notes
Medium-term securities (2–10 years) paying semi-annual interest.
Treasury Bonds
Long-term instruments (10–30 years) providing fixed semi-annual coupon payments.
Frequently Asked Questions
Are Treasury securities risk-free?
Treasury securities carry minimal credit risk as they are backed by the U.S. government. However, they do carry interest rate risk — their market value fluctuates as interest rates change.
How do I buy Treasury securities?
Your advisor at Ocean Financial LLC can assist you in purchasing Treasuries through the secondary market or at auction. They are also available directly through TreasuryDirect.gov.
Important: Investment products are not FDIC insured, not bank guaranteed, and may lose value. Insurance products are offered through licensed insurance agents. Past performance is not indicative of future results. Ocean Financial LLC is not a bank.